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Get

Funded Faster

Than at Your Bank

CPS Business Capital provides fast funding for businesses. 

Free Quotes, Receive funding within 1-2 days, Financial Consulting, Receive additional funding FAST!

Free Quotes

Receive a free quote with a 1 page application and the most recent 3 months bank statements.

Receive funding within 1-2 days

We'll provide the fastest turnaround time -  you could even get funded SAME day!

Financial Consulting

Expert consultations to qualify for financing now and improved options as they become available.

Receive additional funding FAST!

Receive additional funding options in as little as 30-60 days of your initial round of funding.

Your Business May Qualify for Funding in 1 - 2 Days
Even with a 400 Credit Score.

Need Business Funding with the CPS Business Capital  logo

You may qualify if you have:​

  • Been in business for at least 6 months

  • Deposit $10,000 or more per month into your business bank account

  • Credit scores as low as 400 can qualify

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How much can you receive?

Funding is normally equal to 50%–150% of your average monthly business deposits.

​

Example:
If your business deposits $100,000 per month, you could qualify for approximately $50,000–$150,000 in funding, depending on your cash flow, industry, and overall business profile.

​

These programs are based primarily on your business's future receivables, which is why your recent business bank statements are the most important part of the approval process.

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Ideal for businesses that:

  • Need working capital fast

  • Have been declined by a bank

  • Have less-than-perfect credit

  • Want funds for inventory, payroll, equipment, expansion, or other business needs

CALL 877-321-6149  TEXT 228-203-3315

CPS Line of Credit

What Is the CPS Line Of Credit Program and how does it work?

The CPS Line of Credit is a dynamic financing solution that provides businesses with flexible access to working capital when they need it most. Designed as a revolving credit line, it allows companies to draw funds as needed, repay, and reuse—offering continuous financial support without delays.

 

Ideal for managing cash flow, covering operational expenses, or handling unexpected costs, the LexLoc is tailored to support businesses at any stage, with minimal barriers to qualification.

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Programs We Help With

  • Working Capital

  • Equipment Financing

  • Expansion / Buildout

  • Inventory Purchase

  • Payroll / Seasonal Cash Flow

  • Line of Credit

  • Debt Reduction

Do I qualify?

  • Time in business: 3+ months 

  • Monthly revenue: $10k+/month 

  • Credit: Many profiles considered

  • Docs: 3–6 months bank statements + basic business info

How It Works

We provide capital for a variety of industries. Some of the industries include but are not limited to:

Retail

Restaurant

Wholesale & eCommerce

Medical

Dental

Pharmaceutical

Construction

Hotel

Motel

Franchise

Logistics

Trucking

Self Storage

RV Parks

​We make getting capital for your business as simple as possible. All we need to get you started is an application and 3 months of your most recent bank statements. That’s it...

FAQs

  • Does applying affect my credit?   No, our soft credit pull does not. 

  • How fast can I get funding? As fast as Same Day, normally 1-2 days

  • What do rates/fees look like? Terms are available according to loan amount, credit and purpose.

  • Can I qualify with existing debt? Yes

  • What if my credit isn’t great? Minimum 400 FICO

  • What documents do you need?  3 months bank statements, DL, Business check

Working Capital

Business Line of Credit

Term Loans

SBA Loans

Equipment Financing

Real Estate Loans

CPS Line of Credit

Get your funding options fast.

No obligation. Secure form. Quick response.

Join Forces with

CPS Business Capital

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